Launch of "V POINT Investment," an investment experience service using V POINT

2025.03.04 Press Releases
CCC MK HOLDINGS Co., Ltd. / Sumitomo Mitsui Banking Corporation / Sumitomo Mitsui Card Co., Ltd.

- V POINT allow you to easily and conveniently experience simulated investing! -

CCC MK HOLDINGS Co., Ltd. (Head office: Shibuya-ku, Tokyo; President and CEO: Yasunori Takahashi; hereinafter referred to as "CCCMKHD") is pleased to announce that it has begun offering "V POINT Management" (hereinafter referred to as "this service"), a service that allows customers to simulate investing with V POINT, from today. This service is for V members who have a V membership number, and can be applied for through the V POINT app (hereinafter referred to as "this app") provided by CCCMKHD.

In addition, this service will also allow customers to use V POINT earned through financial services from Sumitomo Mitsui Banking Corporation (Head office: Chiyoda-ku, Tokyo; President and CEO: Akihiro Fukudome; hereinafter "SMBC") and Sumitomo Mitsui Card Co., Ltd. (Head office: Koto-ku, Tokyo; President and CEO: Yukihiko Onishi; hereinafter "SMBC"), and in the future it will also be possible to access the service from the SMBC app and the SMBC Vpass app.

Main image of "Launch of 'V POINT Management,' an investment experience service using V POINT"

Since the launch of the new NISA in January 2024, interest in asset management has continued to grow across a wide range of generations. On the other hand, many people hesitate to start asset management due to concerns about risk. CCCMKHD has begun offering this service, which allows V members to easily experience investing without having to open a securities account, to provide them with an opportunity to deepen their understanding of asset management and encourage the shift from savings to investment.

This service allows you to have a simulated investment experience using your V POINT. You can easily and conveniently apply by choosing your preferred course from three courses: the "Global Course" linked to stock prices around the world, the "US Tech Course" linked to stock prices of American tech stocks, and the "Japanese Stock Course" linked to stock prices in Japan, and adding the number of V POINT you wish to manage. The number of points in use will increase or decrease daily depending on the actual market price. You can check the investment status at any time using this app and receive V POINT in 1-point increments. You can also use your points to shop at approximately 160,000 V POINT partner stores nationwide and approximately 100 million Visa member stores worldwide*1.

*1 Applies to face-to-face stores that accept Visa touch payments.

Overview of "V POINT Investment"

1. Easy and convenient investment experience with V POINT 
There is no need to open a securities account; you can easily apply by simply choosing your preferred course and number of points. You can also check the operation status at any time using this app.

2. You can also use V POINT earned through SMBC Group financial services.
You can also use V POINT earned by using the services of Sumitomo Mitsui Banking Corporation and Sumitomo Mitsui Card*2. In the future, it will also be possible to access the service with one tap from the Sumitomo Mitsui Banking Corporation app, Sumitomo Mitsui Card's Vpass app, and V POINT Pay app.

*2 You can use this service by linking your V membership number with SMBC Group services.

3. You can add or withdraw investment points 24 hours a day, 365 days a year.
In principle, applications for adding or withdrawing V POINT can be made through this app 24 hours a day, 365 days a year. There are also two options for adding V POINT: "Spot Addition" and "Automatic Addition."You can apply for "Spot Addition" at any time you like, and for "Automatic Addition" you can select and set the day of the month to add, allowing you to continue using the service thereafter.

CCCMKHD, SMBC and Sumitomo Mitsui Card will continue to expand the fun of earning and using V POINT, aiming to make this a points service that is loved by many people across Japan.

Details of "V POINT Investment"

How to apply You can apply for your preferred investment plan in increments of 1 V POINT, starting from 1 point, using the V POINT app on your smartphone.
*This service is limited to smartphones and cannot be used on PCs.
Operational Course

・Global Course: Linked to stock prices around the world

This course tracks the ISHARES MSCI ACWI ETF, which comprehensively invests in stock markets around the world, as its reference asset.

・US Tech Course: Linked to the stock prices of US tech stocks

This course tracks the Vanguard Info Tech ETF (VGT US), which invests in companies focused on the technology sector in the United States, as its reference asset.

・Japanese stock course: Linked to stock prices in Japan

This is a course that tracks the Next Funds TOPIX ETF (1306 JP), which manages its operations in line with the stock prices of major companies in Japan, as its reference asset.

*We plan to gradually expand the types of courses available in the future.
*V POINT can be used in conjunction with multiple courses.
*ETFs are exchange-traded funds that are listed on a stock exchange and traded like stocks.

Targets for which point increases/decreases are linked

Closing market price of each course's reference asset (ETF)

*The evaluation value of the investment points has been calculated independently by our company, taking into account the exchange rate and the price of the above stocks. It does not necessarily match the reference asset.

How to add points

(1) Addition of spots
・Application unit: 1 point increments starting from 100 V POINT
・Handling fee: 1% of the points applied for (including 10% consumption tax)
(2) Automatic addition
・Application unit: 1 V POINT, in 1-point increments
・Handling fee: None

*The maximum number of points that can be automatically added is 99,999 points. For any points above that, you will need to select "All Points."
*The funds will usually be reflected in your operating balance after 6:00 PM on the day of addition or two business days later.

How to withdraw points

V POINT 1 point at a time

others

・This service is a simulated investment experience using points, and by using it, customers do not purchase financial products or acquire beneficiary rights to financial products.

- It does not imply or guarantee future performance. The number of investment points may decrease due to fluctuations in the price of the linked reference asset.

・V POINT can be exchanged for operational points, operational points can be exchanged for V POINT, or you can log in using the authentication method specified by CCCMKHD and then click "https://unyo.tsite.jp/If it is not confirmed that the User has performed any of the Services within one year from the date of their last access to any page under "" (collectively referred to as "Use of the Services"), the User's Operation Points will be automatically exchanged for V POINT on a specified date and time.

・The service may be unavailable due to system failures, maintenance, etc. Please be aware of this in advance.

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[V POINT App Overview]

■Main features:
・Mobile V CARD (Earn and use V POINT, and use V MONEY for payments)
・Store search (you can search for V POINT partner stores)
・V CARD Coupons (Distributes coupons that allow you to earn V POINT)
・V Stamps (You can use the stamps you collect to apply for great prizes and special benefits)
・V Kisekae (You can customize your mobile V CARD with your favorite design)
・My Page (You can check the number of V POINT you have, store-exclusive V POINT, V MONEY balance, etc.)
・Various campaign information  

Materials related to this matter

Launch of "V POINT Investment," an investment experience service using V POINT

Inquiries regarding this matter
CCC MK HOLDINGS Co., Ltd. Public Relations Office TEL: 03-6800-4464 / MAIL: cccmkpr@ccc.co.jp

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